First-Time Homebuyers
Your First Home, Made Clear
Central Florida, one clear step at a time
Buying your first home brings a lot of questions. I will answer them in a short consultation and build a plan around your budget, timeline and goals.
The Road Ahead
From First Question to Keys in Six Steps
Here is the path. We go through it together at your buyer consultation.
Goals and budget
What you want, what you are comfortable paying each month.
Pre-approval
A lender confirms your real price range.
Home search
Tour homes and neighborhoods that fit your life.
Offer
A smart, well-priced offer and negotiation.
Inspection
Know the condition before you commit.
Closing
Sign, get your keys, and welcome home.
Plan Ahead
Costs to Know Before You Buy
Insurance
Florida homeowners insurance depends on roof age, construction and location. We gather quotes early.
Taxes and Homestead
Property taxes reset with a new purchase, and Homestead exemption can help your primary residence.
HOA and CDD
Many communities add monthly or yearly fees. We review them before you fall in love with a home.
Rent vs. Buy
What Could My Rent Buy?
Enter what you pay in rent today and the savings you have for a down payment. See the home price that could fit the same monthly payment, then we will check the real numbers together in your consultation.
This keeps your monthly cost about the same as your rent today. Many first-time buyers also qualify for down payment assistance programs, and a lender can show what you are approved for. Closing costs, reserves and maintenance are not included, so we will review those together.
For illustration only. Estimates are not a loan offer, quote or commitment to lend, and your approval depends on your lender, credit, income and the specific property. Alethea Reyes, REALTOR®, Epique Realty.
Explore Where to Start
Pick a City, See Active Homes
Tap a city to browse active listings right now.
Free Guide
Get Ready Before We Meet
Download our free buyer guide and bring your questions.
Step-by-step help from first search to closing, written for Central Florida buyers. (24 pages)
Download the GuideCosts, steps and options
The guide covers the full buying process in Central Florida, from pre-approval to closing day.
Ways to Meet
Choose How You Want to Meet
Your buyer consultation takes about 30 minutes. Pick what is easiest for you.
In Person
Meet at a convenient spot in Central Florida and walk through your goals face to face.
Book In PersonBy Phone
Prefer a quick conversation? Call 407-529-9858 or book a time and I will call you.
Call 407-529-9858Free Home Buyer Seminar
Join Our Next Free Seminar
I host free home buyer seminars in person with a live Zoom option, so you can join from anywhere. Reserve your seat below and you will be first to hear the next date.
- How to get pre-approved and what lenders look for
- Down payment and assistance options in Florida
- Insurance, taxes and HOA costs explained
- Live Q and A with Alethea
Reserve Your Seat
We love working with sellers and look forward to sharing our home-selling plan with you!
Our team of professionals will be with you every step of the way, from preparing your home for the sale, to handing the keys to the new buyer.
Good to Know
Questions Buyers Ask
How much do I need to buy my first home in Florida?
It depends on the loan program and the price range. Many first-time buyers qualify for options with low down payments, and some assistance programs exist. A short consultation shows which fit your situation, then a lender confirms the numbers.
How long does it take to buy a home?
Once you are pre-approved and start touring, many buyers are under contract within a few weeks and close about 30 to 45 days later. Your timeline and goals set the pace.
What extra costs should I plan for in Florida?
Beyond the down payment and closing costs, plan for homeowners insurance (and flood or wind coverage where needed), property taxes, and any HOA or CDD fees. We review these for every home you consider.
Do I need to be pre-approved before touring?
It is the best first step. Pre-approval tells you your real price range and makes your offer stronger when you find the right home.
What does it cost to work with you as a buyer?
Your consultation covers how I am compensated and exactly what to expect, so there are no surprises.
Alethea Reyes · REALTOR®, Epique Realty
Ready to Start Your Home Search?
Book a buyer consultation and we will turn your goals into a clear plan.
Bilingual Central Florida REALTOR® with Epique Realty. Call or text 407-529-9858. Se habla español.
Alethea Reyes · REALTOR® · Epique Realty · License SL3513512